Calculator inputs
Estimate a freelance hourly rate from target income, expenses and billable hours.
Target amount you want to reach or plan around with this calculator.
Estimated work-related costs before tax or profit, such as software, insurance, supplies, fees, travel, or other regular business costs.
Hours you can charge clients in a year, not every hour worked. Exclude leave, admin, quoting and unpaid time.
Controls rounding in the displayed result only; it does not change the underlying calculation.
How this calculator works
This calculator divides total required revenue by expected billable hours.
Use this result as a planning estimate. Real lending, payroll, tax, health or construction outcomes can vary based on official rules, local costs and personal circumstances.
Formula
Worked example
A $100,000 income target plus $15,000 expenses over 1,200 billable hours requires about $95.83/hour.
Frequently asked questions
Why use this calculator?
It gives a fast estimate and helps compare related scenarios before moving to more detailed planning.
Is the result exact?
No. Treat it as a practical estimate and verify important numbers with official sources or qualified professionals.